Privacy Policy for Radhika Finance
At Radhika Finance, your privacy and trust are of utmost importance to us. This Privacy Policy outlines how we collect, use, protect, and disclose your personal information when you access our services. By using our services, you agree to the terms and practices described in this policy.
1. Information We Collect
We collect both personal and non-personal information to provide you with the best possible services and to improve our offerings. The types of information we collect include:
Personal Information:
Name, address, phone number, email address, and other contact details.
Date of birth, gender, and other demographic details.
Employment information, income details, and financial history.
Information about your credit score, loan application, and financial transactions.
Non-Personal Information:
Browsing data, IP addresses, device type, and cookies.
Technical data about how you access our website, such as page views and navigation patterns.
2. How We Use Your Information
We use your information for the following purposes:
To Provide Services: To process and approve loan applications, offer financial advice, and deliver customized solutions.
Customer Support: To respond to inquiries, address concerns, and improve your experience with Radhika Finance.
Marketing and Communication: To send promotional content, newsletters, and updates about our products or services that we believe may be of interest to you.
Compliance with Legal Obligations: To comply with legal and regulatory requirements and to prevent fraud, money laundering, or illegal activities.
Improvement of Services: To analyze your data to enhance our products, services, and customer experience.
3. Sharing Your Information
We may share your personal information with:
Third-Party Service Providers: Trusted partners who help us provide services like credit checks, loan processing, and payment processing. These partners are obligated to handle your data in accordance with this privacy policy.
Legal Compliance: If required by law, we may disclose your personal information to government agencies, law enforcement, or regulatory bodies to comply with legal obligations or respond to lawful requests.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal data may be transferred as part of the transaction, but it will remain protected under this privacy policy.
4. Data Security
We are committed to ensuring that your information is secure. We have implemented appropriate physical, electronic, and administrative measures to protect the security of your personal data and to prevent unauthorized access, alteration, disclosure, or destruction. While we take all necessary precautions, please note that no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to collect information about your browsing activity on our website. Cookies help us:
Remember your preferences and improve your user experience.
Analyze website traffic and user behavior to improve our services.
You can choose to disable cookies through your browser settings, but please note that this may affect the functionality of our website.
6. Your Rights Regarding Your Information
You have the right to:
Access Your Information: You can request a copy of the personal data we hold about you.
Update or Correct Information: If any of your personal details are inaccurate or incomplete, you can request corrections.
Withdraw Consent: If you no longer wish to receive marketing communications, you can opt out by contacting us.
Delete Your Information: You can request the deletion of your data, subject to legal or contractual obligations.
6. Your Rights Regarding Your Information
You have the right to:
Access Your Information: You can request a copy of the personal data we hold about you.
Update or Correct Information: If any of your personal details are inaccurate or incomplete, you can request corrections.
Withdraw Consent: If you no longer wish to receive marketing communications, you can opt out by contacting us.
Delete Your Information: You can request the deletion of your data, subject to legal or contractual obligations.
7. Retention of Your Data
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this policy or to comply with legal, regulatory, or contractual requirements.
8. Third-Party Links
Our website may contain links to external websites or services. We are not responsible for the privacy practices or content of these third-party sites. We recommend reviewing their privacy policies before providing any personal information.
9. Changes to This Privacy Policy
Radhika Finance reserves the right to update this Privacy Policy periodically. Any changes to the policy will be posted on this page, and the revised date will be indicated at the top. We encourage you to review this policy regularly to stay informed about how we are protecting your information.
10. Contact Us
If you have any questions or concerns about our Privacy Policy or how we handle your personal information, please contact us:
Radhika Finance
Office Address: 9,D -860,2nd Floor
Jagatpura Getor Road, Jaipur Rajasthan- 302017.
Email: radhikafinance37@gmail.com
Phone: 9719357978